FinTech Horizons: Innovation, Inclusion, and Digital Transformation

 

The Curriculum Development Cell of SLCS organized a Seminar on Emerging Financial Technologies (FinTech) along with an Intercollegiate Paper Presentation on 21st February 2026 at the college premises.

The seminar was conducted under the theme “FinTech Horizons: Innovation, Inclusion, and Digital Transformation.” The event aimed to provide a vibrant academic platform for students, research scholars, and faculty members to explore emerging trends in financial technologies, digital banking, blockchain, fintech innovations, financial inclusion, and digital transformation.

The program commenced with a warm welcome address delivered by the Convenor, Mrs. V. Padmavathy, HoD – B.Com. Banking & Insurance. The dignitaries present included the respected Secretary Dr. L. Ramasubbu, Principal Dr. R. Sujatha, Vice Principal Dr. T. Gurubasker, Dean Academics Dr. S. Priya (Coordinator – Curriculum Development Cell), faculty members, and participants from various colleges.

The highlight of the seminar was the keynote address by Dr. M. Subramanian, Director – MBA, RLIMS, an eminent FinTech and Blockchain Specialist. In his insightful session, he elaborated on the rapid evolution of financial technologies, the role of blockchain in financial systems and the future scope of digital finance. His session was highly interactive and intellectually stimulating, enriching the participants with practical insights and industry perspectives.

The Intercollegiate Paper Presentation witnessed enthusiastic participation from students representing various reputed colleges. The papers were presented under different thematic tracks including:

  • TRACK 1: Digital Payments, UPI & Financial Inclusion
  • TRACK 2: Cybersecurity, Privacy, Risk & RegTech
  • TRACK 3: Artificial Intelligence, Data Science & Emerging Technologies
  • TRACK 4: Blockchain, Cryptocurrency & Digital Assets
  • TRACK 5: FinTech in Logistics, Trade Finance & Supply Chain
  • TRACK 6: Banking, Embedded Finance, Cloud & Financial Systems

The participants showcased innovative ideas, analytical research, and contemporary insights into the FinTech ecosystem. The evaluation was carried out by a panel of experts based on originality, research depth, presentation skills, practical relevance, and clarity of concepts. This academic Intercollegiate presentation , conducted for the first time at the undergraduate (UG) level, marks a significant milestone in our institution’s academic journey. The vision, trust, and steadfast support of our Respected Secretary Sir enabled us to organize and execute this program on a remarkable scale, with the participation of more than 200 presenters.

Participants from different institutions secured the Best Paper Award in their respective tracks, bringing diversity and academic excellence to the event. The awardees were appreciated for their scholarly contribution and were presented with certificates.

CAREER COUNSELING SESSION ON BANKING AND INSURANCE OPPORTUNITIES

The Department of Commerce (Banking and Insurance), in collaboration with the Cuentas Association, organized an insightful Career Counseling Awareness Programme on banking and insurance opportunities for aspiring finance professionals. The programme aimed to bridge the gap between academic theory and industry practice. It featured Ms. T. M. G. Trisha (2022–2025 Batch) of City Union Bank as the guest speaker. The resource person presented a comprehensive overview of the financial services sector, emphasizing key areas such as the evolving dual role of modern bankers, where traditional banking functions are integrated with the proactive marketing of financial products. She provided detailed guidance on preparing for the Diploma in Banking and Finance (DBF), highlighting its importance for career progression and technical competence. Participants gained valuable insights into frequently asked interview questions and the core competencies expected by HR professionals in the banking and insurance industries. The session also explained the training phase in financial institutions, illustrating how theoretical knowledge is transformed into practical experience during the initial months of employment. Furthermore, the nature of work in insurance companies was discussed, with particular emphasis on risk assessment and portfolio diversification. The programme concluded with an interactive question-and-answer session, allowing students to clarify their doubts. A total of 104 students from I, II and III years of the programme benefited from the speaker’s personal experiences and professional expertise. The session left the participants better informed, motivated, and prepared to pursue rewarding careers in the banking and insurance sector.

PEER TEACHING SESSION ON GROUP INSURANCE

On December 15, 2025, the Department of Commerce (Banking and Insurance) organized a peer teaching session on Group Insurance, led by Ms. Swathi A of III B.Com (Banking and Insurance). The session provided a comprehensive exploration of the topic, covering its fundamental characteristics, various types, and the necessity of such coverage in modern business. Through the use of case studies, Ms. Swathi illustrated the practical advantages and disadvantages of group insurance schemes. By utilizing a peer-to-peer teaching model, the department successfully simplified a complex subject, fostering an interactive learning environment in which students gained deep insights into the role of insurance in both professional and personal contexts.

VALUE ADDED COURSE – ETHICS IN BANKING AND FINANCIAL INSTITUTIONS

The Department of Commerce (B&I) successfully conducted a six-day Value-Added Course on Ethics in Banking and Financial Institutions for I B.Com (B&I) students from October 23 to 29, 2025. The sessions were facilitated by Mrs. V. Padmavathy, Assistant Professor of Commerce, and Mr. N. Arunkumar, Assistant Professor of Commerce, B.Com (Banking and Insurance), Subbalakshmi Lakshmipathy College of Science, Madurai. The resource persons provided intensive training on ethical practices and professional responsibilities within the banking and financial services sector.

Outcome of the Program

The key outcomes of the “Ethics in Banking and Financial Institutions” course are as follows:

  • Students developed professional judgment, ethical competence, and an understanding of responsible financial practices.
  • They learned to apply various ethical theories and decision-making models to analyze real-world banking scenarios.
  • Students gained knowledge of core ethical principles such as integrity, objectivity, confidentiality, professional competence, and fairness—essential qualities for ethical conduct in the financial sector.
  • The program enabled students to identify and critically evaluate complex ethical dilemmas commonly encountered in the workplace (e.g., conflicts of interest, mis-selling of financial products, data privacy issues, and money laundering).
  • Students learned to use structured decision-making processes to resolve ethical challenges while considering the consequences of their decisions on various stakeholders, including customers, colleagues, regulators, and society.
  • The course aimed to instill a strong sense of professional integrity, encouraging students to act honestly and responsibly and to avoid actions that could harm clients or discredit the profession.
  • Students developed an appreciation for the broader societal and environmental impact of financial decisions, including the importance of integrating Environmental, Social, and Governance (ESG) factors into banking and investment practices.

INDUSTRIAL VISIT TO GAINUP TECHNOTEK LIMITED, DINDIGUL

The Department of Commerce (B.Com – Banking and Insurance) organized an industrial visit to Gainup Technotek Limited, Dindigul, on October 25, 2025. A total of 62 students from II Year B.Com (B&I), accompanied by Mr. P. Ajay Kumar, Assistant Professor, Department of English, and Mrs. R. Nithya Kalyani, Assistant Professor, Department of Commerce (B&I), participated in the visit. During the industrial visit, the students were briefed on the company’s historical background, organizational structure, and the functions of its various departments. They also had the opportunity to observe the textile manufacturing process first hand. In conclusion, the industrial visit proved to be highly beneficial, providing students with valuable practical exposure to real-world commerce and industrial operations.

CUENTAS ASSOCIATION ACTIVITY

The Department of Commerce (Banking & Insurance), in collaboration with the Cuentas Association, organized a beneficial session on October 11, 2025. The event was held in the Seminar Hall from 12:40 PM to 1:30 PM. The session was graced by the presence of Dr. Abraham Pradeepfrom RLIM, who served as the resource person. During the program, Dr. Pradeep shared his extensive knowledge and experience related to the Indian Institute of Banking and Insurance and Retail Banking, emphasizing the importance of aligning academic pursuits with industry demands. The event brought together first- and second-year students, benefiting a total of 89 participants.

INDUSTRIAL VISIT TO DINAMALAR PAPER FACTORY, MADURAI

The Department of Commerce, B.Com (Banking and Insurance), organized a one-day industrial visit to the Dinamalar Paper Factory, Madurai, on October 10, 2025, for the first-year B.Com (B&I) students.The visit provided students with valuable awareness of various printing processes and news-printing technologies. They also learned about the types of ink used in newspapers and received instructions on the software applications utilized in the printing process.The students were accompanied by Mrs. R. Nithya Kalyani and Dr. A. Devi, Assistant Professors of B.Com (B&I). A total of 42 students benefited from this industrial visit.

VALUE ADDED COURSE – SOFT SKILLS

The Department of Commerce (B&I) successfully conducted a six-day Value-Added Course on Soft Skills for III B.Com (B&I) students from October 06 to 11, 2025.

The sessions were facilitated by Dr. S. Venkatesh, Associate Professor of English, The Madura College, Madurai, and Mr. P. Venkatachalam, National Institute, Madurai. The expert trainers provided intensive training on Spoken English, Personality Development, Aptitude, and Reasoning Skills. The program was designed to enhance students’ communication abilities, self-confidence, logical reasoning skills, and overall personality development—skills essential for their academic growth and future career prospects.

The objectives of the program were:

  • To improve fluency and proficiency in Spoken English.
  • To develop effective communication and interpersonal skills.
  • To build confidence, leadership qualities, and positive body language.
  • To provide training in aptitude and reasoning skills for competitive exams and placements.
  • To prepare students for interviews and group discussions.

The sessions were conducted through interactive lectures, group activities, and practice-based learning by experienced resource persons. Major topics covered included:

  • Spoken English practice (Vocabulary, Pronunciation, Sentence Formation)
  • Personality Development (Self-introduction, Goal Setting, Time Management)
  • Aptitude Skills (Quantitative Aptitude, Data Interpretation, Problem Solving)
  • Logical and Verbal Reasoning Practice
  • Mock Interviews and Group Discussions

Outcome of the Program

The course proved to be highly beneficial for the students. They gained:

  • Improved Spoken English and communication skills
  • Enhanced confidence and stage presence
  • Better problem-solving and analytical thinking
  • Preparedness for competitive exams and placement opportunities
  • Overall personality development essential for academic and professional success

               The Value-Added Course on Soft Skills successfully achieved its objectives of equipping students with essential life and career skills. Students actively participated and appreciated the sessions, which will undoubtedly help them in their higher studies, interviews, and future workplace environments.

Educational Tour to Vagamon and Wonderla

The Department of Commerce (Banking and Insurance) at Subbalakshmi Lakshmipathy College of Science organized an educational excursion to Vagamon and Wonderla from September 19 to 20, 2025. The tour provided students with a unique opportunity to explore the region’s scenic attractions, cultural heritage, and local cuisine. During the visit, students engaged with the local community, gaining insights into regional commerce and entrepreneurial practices. This hands-on learning experience not only broadened their understanding of tourism-driven business opportunities but also inspired them to consider launching startups in the future within the tourism sector.

SLCS-Samaj-Seva-Outreach Activity-An awareness program for the Selva Magal Thittam at Nedungulam on 04.10.2025

The Department of Commerce – B.Com (Banking and Insurance) organized an extension activity titled “Awareness Program on the Selva Magal Thittam (Sukanya Samriddhi Yojana – SSY)” at Nedungulam on 4th October 2025. The session was conducted by II Year B.Com (Banking and Insurance) students, with seven students actively participating under the guidance of the Head of the Department. The program successfully reached and benefitted approximately 25 members of the Nedungulam community.

        Ms. Rahmath Nisha, a II Year student, delivered a detailed presentation on the Selva Magal Thittam, explaining that the Sukanya Samriddhi Yojana is one of the most popular and high-performing small savings schemes. She highlighted the scheme’s significance in financially empowering girl children, emphasizing its long-term benefits, superior tax advantages, and steady growth in account numbers. She concluded by noting that the SSY has become an essential and trusted component of financial planning for families with daughters.

Outcomes of the Program:

  • The awareness program successfully promoted the objectives of the Selva Magal Thittam savings scheme.
  • Participants gained insights into effective money management and developed a sense of ownership and responsibility towards the scheme.
  • The initiative enhanced the community’s understanding of financial planning and fostered accountability for the Selva Magal Thittam.

Participants acquired valuable financial habits and a sense of duty in supporting the objectives of the scheme.